A Study on Business Development Trend of N.C.C Bnk Ltd Dhanmondi Branch.

Abstract

Banking system in an integral part of modern economy. Commercial Banks have for many centuries played a vital role in the financial systems. National credit and commerce bank limited is one of the well-established banks in Bangladesh. National credit and commerce bank ltd. started its operation on 17th may, 1993. The bank is incorporated as a banking company under the companies Act 1913 much development of a country depends on the performance of the banking system fulfilling its goals. It has 31 branches all over Bangladesh. This report is based on the “Business Development trend of the Branch”. I have specifically assigned to Dhanmondi branch to conduct my internship report. I have to assess where is the present business development trend going and what is the problem that Dhanmondi Branch is facing to maintain the development trend. This report is composed of six chapters. Chapters on includes the introductory part. This part f the report describes about the origin, purpose, objective and scope of the study. Moreover this part enables the reader with the relevant limitation experienced regarding the report information. Chapter two includes profile of the NCCBL and it is the overall scenario of the NCCBL. The different prospects of NCCBL like mission, values, objectives and features of the bank. This chapter also includes the performance of NCCBL that includes the latest data until 2000. Chapter three includes an appraisal of business development trend of Dhanmondi Br. In this chapter I assess the general banking loan/advance, and foreign exchange department and try to find the present development trend of the branch. Also I have conducted a survey to understand the development trend and it provide me true picture of the trend. Chapter four includes business development problems of the Dhanmondi Branch. From analyzing the data and also from the survey questionnaire I try to locate the business development problems of the branch. Chapter five includes prospective new business development area of the NCCBL. Business development trend of Dhanmondi Branch is very much dependent on the credit policy of NCCBL. They have to follow the major source of income for the branch and where they are loosing their profit. They have to identify the weaker link of the trend and try to solve the problem or otherwise their development trend can be hampered. Chapter six includes recommendation and conclusion. I have illustrated the personal experience during my internship. Then followed by the long list of recommendation and conclusion states the overall wrap up of the report. If effective supervision and follow up can be insured then the business development trend of the branch will smooth and easy.