The Housing Finance Industry of Bangladesh & the Operational Analysis of Delta BRAC Housing Finance Corporation (DBH) Ltd. Focusing on Marketing, Credit Risk Management, Competition Recovery & the Mortgage Finance Business Strategy

Abstract

As a part of the completion of the BBA program, I was assigned by DR. Md. Saleh Uddin, Professor & Chairperson, Bachelor of Business Administration, East West University the project titled "THE HOUSING FINANCE INDUSTRY oF BANGLADESH & THE OPERATIONAL ANALYSIS OF DELTA BRAC HOUSING FINANCE CORPORATION (DBH) LTD FOCUSING ON MARKETING, CREDIT RISK MANAGEMENT, COMPETITION, RECOVERY & THE MORTGAGE FINANCE BUSINESS STRATEGY". It has been a privilege and great opportunity to work at the Delta BRAC Housing Finance Corporation Limited, for the purpose of this project report. The primary focus of the report is to critically evaluate the Housing Finance industry of the country and the evaluation of the functional operations of Delta Brac Housing Finance corporation (DBH) along with Marketing, Management, Recovery, customer Service, Operational Process of Loan Sanctioning and the credit risk management strategy of the organization. This report have tried to critically evaluate the Housing Finance Sector of the Country, The Housing Stocks, the Industry analysis along with the functional areas of Delta BRAC Housing Finance Corporation (DBH) including Marketing Strategy, Credit Risk Management Strategy, Competition, Customer Service, Recovery and the Total Mortgage Finance business of the country. Although the stipulated time is not enough to have an in depth knowledge about the real corporate world, this report gave me much insight in the risk management tactics --, especially in the field of corporate finance.