An Appraisal of Dhaka Bank Limited

Abstract

In our four years BBA program in EAST WEST UNIVERSITY, BANGLADESH it is mandatory for students of Business Administration to do either BUS - 498, "Project Work" or BUS - 499, "Internship" to complete BBA. I chose internship program to complete my BBA program. Internship means doing work with any organization for a particular period of time to gather some practical knowledge about business world. I did my Internship under the supervision of DR. TANBIRAHMED CHOWDHURY. At the beginning ofFa112004 semester I get internship in Dhaka Bank Limited. After working there I acquired practical knowledge about business world and the work performed in a bank. Internship program help a business student in many ways, it gives some working experience, some knowledge about that organizations working policy, improve communication skills because in organization he/she have to communicate with lots of people, improve punctuality etc. Bank is a financial intermediary accepting deposits and granting loans. Banks offer a widest menu of services of any financial institution. Banks are among the most important financial institutions in the economy. They are the principal source of credit and they take deposit from people. The leading private sector banks in Bangladesh offering full range of Personal, Corporate, International Trade, Foreign Exchange, Lease Finance and Capital Market services. Dhaka Bank Limited is the preferred choice in banking for friendly and personalized services, cutting edge technology, tailored solutions for, business needs, global reach in trade and commerce and high yield on investments, sharing Excellence in Banking Services. The Bank started its commercial operation on. July 05, 1995 with an authorized capital ofTk. 1,000 million and paid up capital of Tk.100 million. The paid up capital of the Bank stood at Tk. 531. 07 million as on 31 December 2003 . The total equity (capital and reserves) of the Bank as on 31 December 2003 stood at Taka 1209.97 million including the sponsor's capital of Tk. 338.58 million. The Bank has 22 branches across the country and a wide network of correspondents all over the world. In their effort to provide Excellence in Banking services, the Bank has lunched fully automated Phone Banking service, joined a countrywide-shared ATM network and has introduced a co-branded credit card.